Or enter my ref code: L8VQI3H3. Active YouHodler Referral Codes, Invitation & Referral Codes for 2021 Since the recent all-time highs of BTC in 2021, crypto lending platforms have had an explosive interest. Get YouHodler Crypto Wallet App. com coupons available in November 2023. com promo code and other discount voucher. . YouHodler Referral Link. Unlock the value of your crypto with an all-in-one wallet. YouHodler's CEO shares his thoughts on the recent crypto KYC/AML forum in Lausanne. GET REFERRED (Random) POST YOUR AD AND REFER ACCESS TO ALL REFERRERS. Buy Bitcoin online and use your Bitcoin purchase as collateral for an instant. Bitcoin to GBP: Convert crypto to fiat on YouHodler. Store, exchange, and spend fiat, stablecoins and crypto. earn an additional 12% when you invite your friends to youhodler. . BitMEX Referral Program; YouHodler Referral Program; Bitfinex Referral Program; Best Referral Programs to Earn Free Bitcoin. Become an affiliate with the best term on the market. Transfer your cryptocurrency holdings to Youhodler to receive your bonus. Explore YouHodler - bitcoin wallet that bridges the gap between TradFi and cryptocurrency, making one powerful, user-friendly platform. com) is offering a referral bonus where you can earn a $50 bonus in the coin of your choice. The difference is that a YouHodler promo code is usually a code created by YouHodler to incentivize existing users to purchase something. Convert crypto and Bitcoin to GBP, CHF, EUR, stablecoins, and vice versa. Step #3 – Click on the check box below agreeing to Bybit. $10 for making three trades of $250+. Cloud Miner. Copy my promo code on signup and save money on YouHodler. There is also a free bitcoin 'miner' feature to get a few free Sats, I've had $10 of BTC from this over the last couple of months. 2. Some of them will charge you, but others are free and you can get started without any investment. 1. 7 reviews. See more posts like this in r/referralcodes. YouHodler is a crypto platform with various wallets and trading options. DE. They are currently offering up to $70 (~£58) for signing up, verifying, depositing, and making 6 different trades. Visible has announced a new referral program. Hendrik W. You can use our YouHodler referral code to get the most out of available bonuses. Reply Sylent20 •. r/CryptoCurrency. Both codes offers rewards to users. Stay tuned for further details regarding our new Bonuses and Referral Program, so you can claim your birthday gift. Upload my referral code. 1) Sign-up with a YouHodler referral 2) Share your own YouHodler referral link here. Last used 2h ago. YouHodler (YouHodler. promo code of 12% for your first purchase on youhodler czarnee slonce 1 year htt* Reveal code. 4. Percentage of the transaction amount. Limited-Time Referral Code: This type of referral code offers a bonus or reward for a limited time. $50 for making three leveradged trades of $100+. 2. Both codes offers rewards to users. Exchange. Once your friend(s) signed up using your code or link and verified their accounts, they will see their own tab with the tasks that will bring them up to $70 in personal bonuses and up to $30 in rewards to you. The bonus is up to $25, which is paid out in…YouHodler, a cryptocurrency exchange and lender, is now offering $50 as a welcome bonus and for every referral. During sign up make sure it shows code WVE74AZQ in the referral box. 3) Get more rewards by using the Referral Codes Reminder extension from the Chrome Web Store 4) Let us know how you get on in our lively message forums. This is a limited. By Ilya Volkov, CEO YouHodler, Mar 06, 2020. When your sign-ups register with your promo code for Bake. This means there's now a sign-up bonus available to EU users signing up with a referral link (click here to use mine). 9 active coupon codes for Youhodler in November 2023. Youhodler - up to $70 (~£57) bonus. 1 uses today, Last used about 9 mins ago. Platform's wallet allows easy utilization of digital assets. Exclusions: Referral Code. Where a YouHodler referral code is a code that offers 12% to an existing customer who invite friends and family by giving them 12% when they signup to YouHodler. Sign up with KuCoin using the referral code: QBSSSAPK and receive high possible discounts off your trade commission, and claim welcome bonuses up to $510. YouHodler FinTech platform is focused on crypto-backed lending with fiat, crypto and stablecoin loans, crypto/fiat and crypto/crypto conversions, as well as high-yield crypto-saving accounts (crypto-rewards & staking). Use the YouHolder referral code from our community to get 12% offered. Get $100 Bonus on Binance. You can redeem your YouHodler referral code and receive a bonus of $50 by entering the promo code. By entering the referral code provided by YouHodler. io. use the multi hodl trading service if you want to extract profit from market volatility in. YouHodler accepts more than 50 cryptocurrencies as collateral. YouHodler accepts more than 50 top coins as collateral. By entering the referral code provided by YouHodler. 1) Sign-up with a YouHodler referral 2) Share your own YouHodler referral link here. $10 per referral. You can earn interest on crypto and stablecoins. DFI is DeFiChain, and it’s the native asset of the protocol. com or check the facts with our community on Telegram. Step 2: You and your friend will each receive a Mystery Box when your friend logs in to the OKX app and completes identity verification within 7 days after signing up. If you sign up as a customer using one of our member's Youhodler refer a friend links, you will get 1% added to your interest rate of cryptocurrency. There are 16 youhodler. The most common current offer seems to be to get $10 for depositing and $15 for completing. 0 (1) reviews 12% for free when you use a YouHodler promo code provided by. Profit should be over $60 even in a scenario where the multi-hodl trades lost some value. Keep in mind, however, that the platform focuses on providing the best crypto lending product in the industry rather than offering the highest bonuses. htt* Reveal code. YouHodler Review; Crypto Interest Account Comparisons. Can I share this referral link with friends and family?Today, SubmitHub launched a new referral feature. 180. 1 Transfer crypto to your YouHodler wallet. USDT wallet and other stablecoin wallets with savings account interest rates up to 11. invite your friend to youhodler and earn an additional 12% per referral. US: $100 Referral Code 4. You can earn interest on crypto and stablecoins. Duplicate and share your unique referral code or link with your friends. Register using a link provided by a referrer. I have earned more than $400 in just a month with their network. YouHodler Referral Link. 000 USD mit Prämien. YouHodler are offering new customers $25 in free Bitcoin. This way, you can avoid bank transfer fees and credit card fees while just paying a low conversion fee on YouHodler. For example, the YouHodler referral program may offer a $50 bonus for all referrals. YouHodler has the highest loan-to-value ratio (90%) with minimum loan amounts starting at just $100. 00% 12. com . When you input the referral code 55501, you receive $10 Bitcoin for FREE when you deposit $100 or more. 12% promo code youhodler - youhodler promo code for 12% offered on sign up Discount code youhodler of 12%. Earn 12% when someone uses your YouHodler referral code 紹介報酬 12% for free when you use a YouHodler promo code provided by members of the community プロモーションコードを追加する アカウントを作成して、コードをコミュニティと共有します 公開する. You can also reach their 24/7 support at support@youhodler. The bonus is in three stages: 1. To redeem your YouHodler referral code and claim your bonus of up to $17, you can type in the following code: P2PPROMO. Get an additional $15 3x "Multi-Hodl" trades. 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Skip to navigation. phase. 2: Up to $10 | Deposit $100, you can use crypto, this will award you your first $10. Business model. Yield Account. Elaboration of UseCase-diagrams and scenarios of services interaction in the implementation of business functionality. Create an account with Swyftx. 28% APY. View more details. YouHODLer referral code. 244. 3. Click the button to view the complete list of all verified promo codes for Youhodler all at once. 1. To use the revenue share model -- or RevShare -- please choose that option in our Affiliate Dashboard. 💲💲💲 Get Discounts. com *max rate: APR 12. YouHodler Referral Link. r/audioengineering. 3) Get more rewards by using the Referral Codes Reminder extension from the Chrome Web Store 4) Let us know how you get on in our lively message forums. Use my YouHodler promo code and earn 12% on signup. Jun 15, 2022. ; Register an account (Enter the referral code: 1128). YouHodler’s multi coin wallet is the best place to HODL, stake, earn and multiply crypto. Youhodler Referral Code - Promo Bonus Code for Sign Up - CoinLive. YouHodler Referral code Earn very high compound interest on your crypto and stable coins (12. Crypto Loans. Skip to main content. Invest $1,000 equivalent in any crypto and get $50 bonus! You get 260%APR for 7 days on your favorite currency. Show Promo Code Simply copy and share your referral code or link with your friends. Invest in crypto or cash out to bank . 4. MultiHODL. YouHodler. Cryptocurrency loan site YouHodler exposed unencrypted user credit cards and transactions. Regulated EU and Swiss Financial institutions. Don't participate in any airdrops or giveaways from YouHodler. r/referralcodes • FREE $10 with Yotta Saving: Referral code: CESAR2066. r/referralcodes • FREE $10 with Yotta Saving: Referral code: CESAR2066. Come and take advantage of it!YouHodler Referral code Hold safe and secure your asset with high apr If you use the code and deposits at least $1,000 and holds it for a week, then you will get a $50 bonus in the coin of your choice Jamjest JK 9 months LUX**** Reveal code. Deposit. Easy-to-use Web3 crypto & fiat Fintech for all users. 6 available Aug. A fresh look, clean interface, and user-friendly experience allows you to spend less time navigating the dashboard and more time earning. YouHodler referral codes Invites, promo codes and other ways to earn YouHodler rewards and discounts. Or enter my ref code: L8VQI3H3. PS: You can use all our coupon codes at online portal and app of the YouHodler. Earn interest on crypto up to 8. Show Promo Code 34 uses – Last used 2d ago Verified coupon Sale Black Friday Week: Youhodler Coupon Code: Welcome Bonus on When You Sign Up. $5 off code: Youhodler offers a $5 off discount code on one regular-priced item, and the $5 off code is updated weekly. Store, exchange, and pay anytime. 2. Get crypto loans backed by the TOP 58 coins with up to 90% loan-to-value. Youhodler coupons and deals for 08/14/2023. io, they will receive up to a $30 DFI bonus once they make a minimum deposit of $50 of any coin. YouHodler referral bonus and signup bonus guide. The fees are negligible given the $70 reward. With this change, YouHodler will pay 20% of our revenue to our Affiliate Partners. YouHodler promo code; Link til kampagne: Youhodler. Dev Team management. Top Posts Reddit . No need to find a lender like in peer-to-peer (p2p) platforms. This thread is archived New comments cannot be posted and votes cannot be cast comments sorted by Best Top. MultiHODL is structured as multiple collateralized loans and is provided by YouHodler SA. YouHodler referral code - Earn $50 bonus Invest $1,000 equivalent in any crypto or stablecoin and get a $50 bonus! YouHodler has just launched a new referral program which grants new users up to $50 for free when signing up. 3 verified coupon codes. If you do this, you will be able to collect your bonus. MENU. Exclusions: Referral Code. In order to get a $100 Bonus on Binance, you need to follow the link below, register for a Binance account, and follow all the requirements in order to get the $100 voucher bonuses. 000, hold for 75 days. Add your promo code. Youhodler is planning to roll out a referral code soon to reward new users who deposit at least $1,000 worth of cryptocurrency for 7 days. Find free shipping and new Youhodler deals. Add your promo code Create an account to share your codes with the community Publish YouHodler 4. The Paidwork referral code gives $10 to the invited user and the referring user gets a reward everytime someone uses their code ($10). Once your friend(s) have signed up using your code or link and completed the necessary account verification, they will gain access to their own dedicated tab containing tasks that can accumulate personal bonuses of up to $70. The person receiving the referral code also receives $20 in service credits for their first month of service. 6 minutes. Get YouHodler Crypto Wallet App. Earn an additional $50 bonus for every. YouHodler sees itself as a bridge between the crypto world and the traditional world. Save with Youhodler. The $10 bonus was immediately added to my account. I deposited Litecoin into my account to trigger this bonus. Use Crypto. Once signed up and verified via photo ID you will see the tasks and bonuses available under 'Referrals and Bonuses'. The second part is opening 3 trades of at least $100, youhodler offers trades with leverage. The promo page will look like as shown below: Step #2. There is also a free bitcoin 'miner' feature to get a few free Sats, I've had $10 of BTC from this over the last couple of months. Your loan approves instantly. Manage your cryptocurrency and fiat finances all. 3%…How to Get a Bybit Bonus? [Use Referral Code 5143 for Bonus] Step #1 – Click the Bybit bonus registration link to sign up on ByBit. You can also share all your other refer-a-friend links in your free page. YouHodler (Free Option) Up to 0. 2 BTC per month. A complete guide about our current promo, YouHodler promo codes, referral codes, affiliate codes, and giveaways. YouHodler Referral code ⚡⚡ get $25 cashback + $25 for each invited friend !!! ⚡⚡ Register with my link and get up to $25 cashback by using your youhodler account and up $25 for each invited friend! thank you! ASFM about 4. reReddit: Top posts of January 3, 2022. 2023 coupons. Sign up to YouHodler and enter the Youhodler Referral code: EF1TGL6N during the initial signup page to get upto $100 free cash added to your wallet. Sign up, use the code 49316610, and start earning now! Expiration date : 13/11/2023. Save 10% Off With These VERIFIED Youhodler Coupon Codes Active in November 2023. Get 30% off, 50% off, $25 off, free shipping. See: Finblox referral code. Crypto and Bitcoin affiliates can get cash or crypto for each lead or active client you invite to. There is a also a great referral system where you can possibly earn $20 equivalent if you want to use referral code QX45WTQS Date of experience : July 25, 2023 Reply from YouHodler Step #1 – Go to the correct promo page by clicking here. Before investing, educate yourself about cryptocurrencies and to familiarise yourself with the risks involved. Formation of options for a possible technical implementation of the solution. You can copy and paste each code to find the best discount for your purchase. Here are a few referral programs that can help you earn free Bitcoin: Coinbase Referral Program: Coinbase is a popular cryptocurrency exchange platform that offers a referral program. There are some nice community members there and the admins are always helpful and quick to respond. Belgrade, Serbia. A FinTech platform created to help people to buy, sell, exchange, stake, or trade crypto with ease in one place. 32% APR. When you refer a new user to Coinbase. Save up to $5 OFF with these current youhodler coupon code, free youhodler. 3. Period. We use cookies to improve your experience. High payouts, monthly payments, CPA and CPL models are available. Collection and formalization of the system requirements. Verify your account. Posted by u/Fun_Fox_8609 - 1 vote and no comments Both codes offers rewards to users. Insurance and fund protection covers funds in both companies through which YouHodler operates. 4. com *APR 12. If you are not sure about something, please ask us via online chat or email to support@youhodler. EOS – 5%. Add your promo code Create an account to share your codes with the community. Used 22 times. Youhodler is a Swiss company that gives interest on crypto without locked terms. YouHodler Rev. Promotional details for Youhodler are still in the plan. create your youhodler account using my link and enjoy up to 12. 50% 15. See: MyConstant invitation code. You can earn interest on crypto and stablecoins. YouHodler has low fees whether you want to buy ETH with credit cards, debit cards, or bank wire deposits. The promotional body of the platform said in the campaign that the features would be released in the coming months. You can earn interest on crypto and stablecoins. Products, practices, and stories about the profession or hobby [email protected] | 3 296 отслеживающих в LinkedIn. 5. For example, the YouHodler referral program may offer a $25 bonus for the first referral, $50 for the second referral, and $100 for the third referral and beyond. COM APP ush. 1️⃣ Order a pizza of your choice from anywhere you like. YouHodler CPA Model. Full terms and conditions can be found below. Invest $1,000 equivalent in any crypto or stablecoin and get a $50 bonus! YouHodler has just launched a new referral program which grants new users up to $50 for free when signing up. User's digital assets are safely guarded with Ledger Vault's advanced custody and Fireblocks security options. You will automatically get a $10 USDC bonus by simply signing up for AQRU, you will get an additional $100 USDC bonus after you've deposited $2000, or more, worth of crypto and hold it for a minimum of 60 days! + Get an additional $10 USDC AQRU Bonus for each friend that. $10 for signing up and depositing $250 cash or crypto. YouHodler is a crypto platform with various wallets and trading options. 2️⃣ Snap a photo of your receipt. Nexo follows closely thereafter. In the CPA model, you can earn up to $150 per single client as follows: If your referral opens a Savings Account you will earn $20; If your referral opens a Multi HODL or Turbocharge (trading) deal worth $300, or a Dual deal worth $990, or a classic loan worth $1990 or more, you will earn $130. YouHodler is a cryptocurrency wallet platform to manage your crypto portfolio and earn interest rewards on your favorite coins. Restrictions: Referral Code. March 30, 2022. Now, let’s rewind a bit to 2017. 00% None. Simply copy and share your referral code or link with your friends. io: 12. YouHodler Referral code Get $50 bonus! Invest $1,000 equivalent in any crypto and get $50 bonus! JOP 9 months htt* Reveal code. Here is how to join YouHodler and claim your Bitcoin reward. A cryptocurrency loan startup exposed reams of customer credit cards and user transactions for almost a. Luckily, there are still plenty of real, reputable mining firms, such as: 1. Promo code: KRISTIAN. Especially if you are willing to accept a 30 day lock up, you can get much better rates for BTC and ETH with Haru. IT WORKED! I signed up via inbox pounds and entered a referral code during sign up. Thank you for your kind words :) HW. Get a £15 voucher by using one of our referral links. YouHodler clients can enjoy a more efficient onboarding process while simultaneously joining the fight against the growing threat of identity fraud in the cryptocurrency industry. DASH – 5. May 25, 2021 Active YouHodler Referral Codes, Invitation & Referral Codes for 2021 Since the recent all-time highs of BTC in 2021, crypto lending platforms have had an. #worldwide #crypto #invite #promo-code #referral Post my referral link Use our YouHodler Referral Promo Code and get a YouHodler account today! + Invite your friends to join YouHodler and earn 20% of their trading fees via the referral program! LIMITED-TIME OFFER Both codes offers rewards to users. subscribers . Nov 12, 2022. Reply from YouHodler. Earn rates are also higher. Fill in the details as shown below & enter the referral code ‘partner250’ to activate your bonus. You will be able to choose the most convenient payout method: cryptocurrencies, bank wire, etc. YouHodler was started in 2017 and after a year of development, the YouHodler platform launched with the first onboarded customer in November of 2018. Reply ProLinis. Once signed up and verified via photo ID you will see the tasks and bonuses available under 'Referrals and Bonuses'. The difference is that a YouHodler promo code is usually a code created by YouHodler to incentivize existing users to purchase something. 2. Please read a short article on how to avoid the most common crypto scams. Nexo follows closely thereafter. The way it works is that after claiming your bonus you get +260% APR on your preferred crypto for 7 days. SUBSCRIBE Home; Bank Bonus. Anton K (Official from YouHodler): YouHodler is a brand that works throughout 2 legal entities – Naumard Ltd. Verified my details on Youhodler and got a free £10 from inbox pounds. Case 2: Only the referrer user gets $2 when the referee user uses the referral code. Discount code YouHodler of 12%. Don’t forget to enter the referral code, which is 5143. Open account, the check the requirements for the bonuses and fulfil them. Very straight forward. The difference is that a YouHodler promo code is usually a code created by YouHodler to incentivize existing users to purchase something. YouHodler digital wallet for crypto includes the following features:Posted by u/Alygooden - No votes and 1 commentHow to claim $20 FREE Bitcoin on SwyftxThere are 4 simple steps to claim Swyftx $20 Bitcoin referral bonus:Click on this link to activate the promo code, and you will be taken to Swyftx's official website. Currently, Youhodler is running 5 promo codes and 5 total offers, redeemable for savings at their website youhodler. Valid offer. Get code. Foretag 3 handler på mindst $200 hver for at modtage $15. YouHodler is a crypto platform with various wallets and trading options. Add your promo code Create an account to share your codes with the community Publish YouHodler 12% for free when you use a YouHodler promo code provided by members. Posted by u/phazernator - 1 vote and no commentsYouHodler is a crypto exchange and lending platform, and they've just launched their referral program. com Visa Card Referral Code: rush. Lassen Sie sich das nicht entgehen!…YouHodler Referral code 30% promo code youhodler + 10% of my commissions donated to you for life (potentially several hundred euros) So that i can advise you and answer your questions, contact me at the following email address: alexandrelechner. YouHodler Referral Code: EF1TGL6N. Access to all offers. 1: Click the ref link below, create an account and verify it. Check my profile for more referral links or promo codes to earn even more rewards. 12% for free when you use a YouHodler promo code provided by members of the communityIf you switched to first direct on or after July 26th, all you have to do is enter a referrer code in the app and the referrer will get a totally…How it works. YouHodler is a crypto platform with various wallets and trading options. 2. 3. Step 1: Go to the Referral page and share your referral link or code with your friends. Use our crypto loan calculator to choose loan settings. YouHodler referral code - Earn $50 bonus upvotes r/audioengineering. Join me on Salad and use code 0C84Y1 for a 2x earning rate bonus! this app. 5%. YouHodler provides the highest LTV ratio, allowing borrowers to access up to 90% of their collateral’s value. The commission is flexible, with timely statistics of your earnings. YouHodler is a crypto platform with various wallets and trading options. If you have your own Youhodler promo code, you can submit your code here. 2. youhodler promo and referral code to earn 12%. Step #2 – Now enter the necessary details, including your email ID, a secure password etc. Visible members will now receive $20 in service credits for each new member they refer, up to $20 per month, which means a $240 limit every 12 months. Get This Code CODE $5 Off Verified Youhodler Coupon: Get $5 Off (When You Sign Up) Restrictions: Referral. Hodlers are now looking to earn interest, and take loans or earn interest against their idle cryptocurrency assets. $50 ON CRYPTO. User's digital assets are safely guarded with Ledger Vault's advanced custody and security options. Youhodler pays interest on user deposits as well as offering other features. start NOW. (Referrer: £15 as well) offer Webother. *Bonus and referral programs may not be available in your country of residence at the initial stage. Date of experience: November 11, 2022. Crypto rewards, staking and loans integrated. 12% for free when you use a YouHodler promo code provided by members of the communityDo you agree with YouHodler's 4-star rating? Check out what 970 people have written so far, and share your own experience. Deposit a minimum of $100 into your account to earn a $10 bonus. YouHodler is a Swiss based crypto platform that currently is still running a promo where the new user can earn up to $40 in rewards for trying some of their features - read below for a full description. YouHodler referral codes Invites, promo codes and other ways to earn YouHodler rewards and discounts. Where a YouHodler referral code is a code that offers 12% to an existing customer who invite friends and family by giving them 12% when they signup to YouHodler. YouHodler Referral code Up to $50 total - use referral code: 5q1yax7g, read description for more info! New referral program as of november 2022. YouHodler was founded in 2018 by Ilya Volkov, an active member of the Blockchain Association and the Crypto Valley Association with 15 years in fintech commercial finance and trading. 7% a year. YouHodler is a Swiss based crypto platform that currently is still running a promo where the new user can earn up to $70 in rewards for trying some of their features - read below for a full description. During sign up make sure it shows code WVE74AZQ in the referral box. Sep 2022 - Present1 year 3 months. MyConstant. Click on the Sing-up button as shown in the above image and fill in the necessary details to create an account on BlockFi. Promos. Use the link below…Gift code YouHodler 14%. With my YouHodler gift code, get a discount of 12% when you use YouHodler for the first time!Skip to main content. 5. If it does not appear, stop here. Get 260%APY. To learn more about how YouHodler transactions are taxed in your country, we recommend reading our in-depth guides to cryptocurrency. Invite your friend to YouHodler and earn an additional 12% per referralBenefit from market volatility with MultiHODL – a service for casual crypto trading with user-friendly interfaces and low fees. Last update: April 23, 2021. A complete guide about our current promo, YouHodler promo codes, referral codes, affiliate codes, and giveaways. Get the AQRU referral bonus by inserting the AQRU Referral Code WENH48. 3. Youhodler Review: a collection of powerful and beginner-friendly crypto trading and management tools, designed with versatility in mind. use the referral code: 5q1yax7g on sign-up to be eligible for multiple bonuses: $10 on a $200+ deposit $10 for making two $250+ trades $30 for making three $100+ 'multi hodl' tradesYouHodler Referral code ⚡⚡ nhận hoàn lại $70 + $30 cho mỗi người bạn được mời !!! ⚡⚡ Đăng ký bằng liên kết của tôi và nhận tiền lại lên tới $70 bằng cách sử dụng tài khoản youhodler của bạn và lên tới $30 cho mỗi người bạn được mời? cảm ơn!Income tax: Earned cryptocurrency on YouHodler, such as staking, interest, bonuses, and referral rewards, is typically seen as taxable income from a tax perspective and must be reported in your tax return. They have a current offer paying up to $70 for completing tasks: $10 for depositing $250+, $10 for completing 3 crypto conversions of $250+, $50 for completing 3 MultiHODL trades of $100+. YouHodler is a cryptocurrency wallet platform to manage your. Company. 2) deposit any of the supported assets 3) 💲💲💲 earn up to 12% interest on your cryptocurrencies. and YouHodler SA.